How to give your kids a better head start financially?

Dec 28, 2019 | Life, Likes, Live, Only Berlin

We have five boys, and as their mother, I believe it is my responsibility to teach them at least necessary money management skills.  With a little knowledge about spending and saving money, it will somehow give them a head start financially. 

As nothing secures a child’s future better than depositing part of their pinamaskuhan at their  BDO Junior Savers, the boys already segregated the money to go for savings and spending.  They had started their Junior Savers Account when they were of tender age.  Initial deposit is only P100, and from there, their money grows interest. 

They told me before how thrilled they were when their money reached P2,000.  Because upon reaching that amount, their money can start earning interest.   Children between 7 to 12 years old may also request for a personalized BDO EMV Debit Card upon reaching a deposit balance of P2,000.

But what I love best about the Juniors Savers is the fact that I can transfer money from my BDO account to my boys’ accounts.  This way, I can help them save, too.

How to give your kids a better head start financially?

How to give your kids a better head start financially?


If you are interested in opening a BDO Junior Savers account under your child’s name, you need to go to the nearest BDO branch. Present copies (including the original copy for verification) of any of the following: passport, school ID signed by the principal or school head, or a birth certificate issued by the local civil registry or the Philippine Statistics Authority.  You can also visit BDO’s website for further details.


  1. Michelle Anne Tumulak

    Yes tama po Momi Berlin need po talaga habang bata pa need talaga turuan natin sila mag savings

  2. Jeodith

    Sunod na taon open account din ako para sa dalwa k chikiting for the future nila para d na maherap .magpaaral sa mga gastusin atleast may sarili sila saving.

  3. Noime Ortagoza

    Gawin ko to nextyear Momi Berlin,ngayon kasi nagamit namin yung napamaskuhan nya pinambili ng sapatos at damit,kunti lang kasi napamaskuhan nya.Salamat momsh,now ko lang nalaman na my junior savings pala.

  4. Ma Theresa Priela

    Try namin Ito mamsh . Maganda Ito para Sa Kanila kc habang Bata pa my future na sila. I’ll tell this to my Sister kc NASA abroad Po sya may Anak Po syang Isa .


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Motherhood, as I live it, is a gift not everyone can appreciate until she learns to truly live it. More musings and realizations, fun discoveries, and mommy tips at Momi Berlin's blog.

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