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Keeping the house cool during summer is not just about comfort; it is about making sure the entire family stays safe and well. For moms who manage the home, finding practical and budget-friendly ways to beat the heat is now possible with Home Credit’s Swakto Summer Deals.

Rising Temperatures Make Cooling Appliances a Household Must
This summer, temperatures across the Philippines have reached extreme levels. PAGASA reports heat indexes between 42 °C and 47°C in many areas. With this kind of heat, cooling appliances like air conditioners and air coolers are no longer a luxury; they are a necessity. They have become a daily necessity, especially for families with small children, elderly members, or those working from home.
But as most moms know, appliances can be expensive. Having to set aside a significant amount of money upfront can be tough, especially with regular bills and food costs already stretching the family budget.
Flexible Payment Options for Summer Essentials
To help families stay cool without overspending, Home Credit Philippines is offering installment plans through its Swakto Summer Deals. With 0 percent interest and zero downpayment options, moms can now bring home cooling appliances without the stress of paying a large amount at once.
Running until May 14, 2025, the promo includes must-have appliances like:
- Air conditioners
- Air coolers
- Refrigerators
- Water dispensers
These items are not only helpful for comfort but also for safety, hydration, and food storage during the hot months.
More Than Just Cooling Appliances
Home Credit’s Swakto Summer Deals also cover other useful products for the season. Moms can find:
- Mobile phones for family trips or school use
- Laptops for work from home or school tasks
- TVs and gadgets for relaxing at home
- Furniture that adds comfort to your living space
- Washing machines to help manage the family’s laundry with ease
Everything is designed to support a mom’s multitasking lifestyle and help maintain a happy, well-equipped home.
Easy Application with Minimal Requirements
Applying for these promos is also mom-friendly. With just one valid ID, moms can apply for an installment plan and receive approval in as little as one minute, depending on their eligibility.
You can also download the updated Home Credit App on Google Play, App Store, or Huawei AppGallery for easier application and pre-approval. If you prefer face-to-face assistance, Home Credit personnel are available in over 15,000 partner stores across more than 75 provinces.
Finding the Best Deals Made Easier

Moms can now browse available appliances, gadgets, and other seasonal items through Shoppingmall.ph, Home Credit’s partner platform. It provides a comprehensive list of items on promotion, helping you choose the best fit for your home and family’s needs.
This summer, there is no need to sacrifice comfort to stay on budget. Home Credit’s Swakto Summer Deals give every Filipino mom the chance to provide a calm and relaxing home for the family without breaking the bank.
To stay updated on Home Credit Philippines’ offers, visit www.homecredit.ph and follow their official pages on Facebook, Instagram, and TikTok.
Home Credit Philippines is licensed and supervised by the Securities and Exchange Commission and the Bangko Sentral ng Pilipinas.
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