MOMI TIPS/  What to do with your 5-peso change?

Jan 8, 2016 | Only Berlin

For every five- and 10-peso coin I got as change, I put it inside our bamboo coin bank.  After months of religiously saving  coins, this mother was able to accumulate P4,000.00

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I have been practicing this for years and every year, I put my savings in the bank. This time though, this mother thought of using the money to buy the boys’ school needs such as socks, handkerchiefs, sando, and even school shoes.

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I know the money we have saved will not be enough for all the things we want to buy but at least its a substantial addition.

The kids may not see the value of saving these coins but I hope they would be impressed to realize that they will be having new shoes and socks from accumulated coins we sometimes take for granted.  And if we didn’t save these coins, they would have ended up in sari-sari stores in exchange for candies and chips.

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Perhaps the start of 2016 is the right time to start this kind of practice.  After all, I could see most people still very much inspired and well, very driven.

So got that five- and 10-peso coin?  Put them instead inside a jar or any plastic container.  You will gain a completely different perspective on how to treat those coins once you open the jar after a year or a few months.  And it might surprise you.  Though it may seem logical to indeed accumulate  money if you save,  surprises lie in the way how you spend or use them.

Happy saving!

38 Comments

  1. celin mendoza

    Love it! We have this practice too! But i let the kids do the saving in their alkansya. This year they save 8k plus (combined with their napamaskuhan) and we are so happy hehe. I want them to value work with dignity. Na lahat ng gusto mo ay hindi mo makukuha sa puro hingi lang. Everyone should work hard if they really want something.

    Reply
    • msbolin

      Yes. I hope our kids will understand what we want them to learn from this practice. It’s for them after all. Happy saving and i hope we will be able to save more this 2016!

      Reply
  2. Meikah Ybañez-Delid (@Meikah)

    Oh, good idea! First time I’ve heard of this actually. It’s usually the 1 peso that we put in the piggy bank. Will try this out, too! 🙂

    Reply
    • msbolin

      Thanks. And you will be surprised by how much you’ve saved in the end. Happy saving.

      Reply
  3. Louisa Mercado

    A friend also recommended this and my husband does this at work. I’ll try this too.

    Reply
    • msbolin

      Hooray to savings! Ihihi.

      Reply
  4. MommyPehpot

    Ang daming coins! I usually save our coins to use for the welcoming of the New Year 🙂

    Reply
    • msbolin

      Haha. We used to welcome the year with coins too when my mom and her siblings’ families gather together. But now that our grandparents died na, minsan na Lang family reunion 🙁

      Reply
  5. rollcoastermom

    I should go back to doing this. I recently taught my four-year-old son to do this. Might as well join him too.

    Reply
    • msbolin

      yes, the start of the year is a good motivation. good luck!

      Reply
  6. sarah tirona

    i just started investing in iutf (tama ba my abbreviation :P) this year, its like a savings account that has an autosave feature where part of it gets transferred to a trust/stocks 🙂

    Reply
    • msbolin

      Iutf are the greatest invention. Hahaha. Mine is with Bdo.

      Reply
    • msbolin

      🙂 now is the time to do it again.

      Reply
  7. Mommy Rockin' In Style

    Congrats! Haven’t tried this challenge but now is the perfect time to start. Happy New Year!

    Reply
    • msbolin

      Happy new year to you, too. Yes to saving!!!!

      Reply
  8. mommy madz

    I actually save what is lying around the house bills and coins alike.My husband’s usually surprised how much is saved with this tip 🙂 Saving is actually much more fun than spending hehe

    Reply
    • msbolin

      Hihihi. Yes, a part of the savings came from those abandoned coins I could see anywhere in the house. I also find saving fun and enjoyable.

      Reply
  9. den

    We also have the same practice at home although last year it’s just any coin. 🙂 This year we are employing the 5 and 10 peso rule. 🙂

    Reply
    • msbolin

      Haha. Happy saving to us !

      Reply
  10. Jackie Park

    Haha what a good idea! I’m actually planning something similar din ^^ Thanks for sharing!

    Reply
    • msbolin

      You are welcome. Happy saving!

      Reply
  11. MrsMartinez

    My dad is teaching my daughter how to save money. Her gave her very first coin bank!

    Xoxo
    MrsMartinez

    Reply
    • msbolin

      Aww. So sweet of your dad. How I wish my dad is here as well for my boys. 🙂

      Reply
  12. Maan Laxa

    Woah ang dami! This inspires me to save my loose change and not disregard them.

    Reply
    • msbolin

      Haha. Yes, those loose change when saved can indeed buy something useful.

      Reply
  13. Ayi

    I used to do this too every year before I got married. Then I used the coins I save to buy Christmas gifts :)) Right now, my eldest is tasked to save all the coins she sees 🙂

    Reply
    • msbolin

      Haha. So cute of her.

      Reply
  14. Made It Through Mum

    We are also doing this, ours is in an emptied big baby powder container.. And it helps a lot esp in times of crisis. 🙂 🙂 🙂

    Reply
    • msbolin

      Haha. I can so relate with the “in times of crisis.” Ihihi.

      Reply
  15. jennie villanueva

    My daughter got her own piggy bank too for all the coins we get. She gets excited each time somebody gives her coins.

    Reply
    • msbolin

      god job to the little girl. And to you too mommy for encouraging her.

      Reply
  16. mysliceofcakemy

    Pati sa barya organized ka. I really want my future kid to be like you when she grows up. Hahaha!

    Mga coins ko super dami. Pinapambili ng brandy ni Rchy sa tindahan. Pampatulog daw.

    Reply
    • msbolin

      Hahaha. Now is the time to ask Rchy ibalik ang coins at ipambili NATIN ng cake at ice cream, pasta, chicken, barbecue, etc etc. hahaha.

      At pansin Ko ha, future KID Lang Talaga at she pa.

      Reply
  17. mysliceofcake

    Haha e baka maging becky sya if he sya tapos ikaw na super woman ang idol nya.

    Oo isa lang. Suntok sa buwan haha.

    Reply
    • msbolin

      Matutuwa si maam ofie at sir Marcelo nito. May malalaro na silang girl sa Bahay.

      Reply
  18. Patty | MrsC

    I totally agree that you can save a lot by just saving your coins. Nakakatuwa to count it up and realize that you have a little bit of extra money for treats or to pay for the bills.

    Reply
    • msbolin

      Yes. The boys didn’t complain counting them. They were all excited and even more excited when we use them to buy their own needs.

      Reply

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Motherhood, as I live it, is a gift not everyone can appreciate until she learns to truly live it. More musings and realizations, fun discoveries, and mommy tips at Momi Berlin's blog.

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